Recent Posts
CBA, ANZ, NAB and Westpac provisions vs current unemployment rate
Australia's big four banks provision assumptions are proving very pessimistic.
Read More...CoreLogic vs ABS - Residential Property Price Indices for Q1 2021
March quarter 2021 comparison between ABS and CoreLogic residential property price indexes for 5 capital cities separately and together.
Read More...Australia's Changing, Ageing population
The Australian population is ageing. This has flow-on consequences in many areas of the economy, including a change to typical age of first home purchase.
Read More...Sydney Property Prices - 14 June 2021
Updated chart of Sydney's property prices.
Read More...Fixed vs Variable Loan Allocation
When fixed rates are lower than variable, as they are now, there is an immediate benefit to fixing a proportion of the loan. The rates may fall further, making the decision less than ideal, but here we just deal with the question of how much to fix, assuming the current rates and the amount we're prepared to exceed repayments by, relying on an offset account to reduce total interest payable. There is a calculator attached to this post.
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