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Monthly Authorised Deposit Institution Statistics - July 2021
Household Accounts in ADIs ($Mil)
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The lockdown has once again dramatically upped the nation's saving rate. Household deposits leapt comparably to last year's lockdown times, once again narrowing the gap between outstanding loans and deposits.
Investor Loans ($Mil)
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Investor aggregates have stalled after the larger increase the previous month. There doesn't seem to be an obvious explanation for this for July. The balances increase at settlement, and settlements in July would still relate to purchases a month and a half earlier.
Whether this signals a cooling of investor interest in property will be interesting to watch over the next few months, especially
when lockdowns are finally eased in the two largest Australian cities.